Dickens’ A Christmas Carol could easily be the source of a financial planner’s creed. “No space of regret can make amends for one life’s opportunity misused” is great advice. Those who don’t plan suffer the fate of Jacob Marley, who told Scrooge that “I wear the chain I forged in life…I made it link by link, and yard by yard; I girded it on of my own free will, and of my own free will I wore it.”
Our job as planners is to help our clients find what is truly precious and this is a good time of year to turn to Dickens. “There is nothing in the world so irresistibly contagious as laughter and good humour.” Dickens’ time as a law clerk and court stenographer exposed him to the dark side of life and the realization of what is important, and it is everywhere in his writing. “He went to the church, and walked about the streets, and watched the people hurrying to and fro, and patted the children on the head, and questioned beggars, and looked down into the kitchens of homes, and up to the windows, and found that everything could yield him pleasure. He had never dreamed of any walk, that anything, could give him so much happiness.” Dickens reminds us that money is a means, not an end.
There is no better time for us to reflect on our métier than the holiday season. So, all of us at Treasure Coast Financial Planning wish you the most joyful of holidays, profiting from “laughter and good humour,” and everything that can give you “much happiness.” Helping you find the means to do that is our calling.